Our blog | Money Matters Program

14 Articles

Debt Review ×

The Law on Prescribed Debt in South Africa:

The Law on Prescribed Debt in South Africa:

What Section 126B Protects: Section 126B prohibits creditors from selling, continuing to collect, or reactivating debts under credit agreements that have been extinguished by prescription under the Pr...

#NCR2025 CS Clear Consumer Protection Debt Counselling Debt Help Debt Review Debt Solutions Financial Freedom Financial Wellness ITC Clearance Registered Debt Counsellor South Africa

Dec 4, 2025

Paid Your Default?

Paid Your Default?

Here's What Happens Next Congratulations on settling your debt! But if you're expecting that default to vanish from your credit report immediately, you might be surprised to learn it doesn't work quit...

#NCR2025 CS Clear Consumer Protection Debt Counselling Debt Help Debt Review Debt Solutions Financial Freedom Financial Wellness ITC Clearance Registered Debt Counsellor South Africa

Nov 10, 2025

Keeping Your Debt Review

Keeping Your Debt Review

Maintain Your Payment Plan Progress If you're currently under debt review in South Africa, understanding how to protect your repayment plan is crucial for successfully completing the process. The Real...

#NCR2025 CS Clear Consumer Protection Debt Counselling Debt Help Debt Review Debt Solutions Financial Freedom Financial Wellness ITC Clearance Registered Debt Counsellor South Africa

Aug 14, 2025

Should I Consider Debt Counselling?

Should I Consider Debt Counselling?

A Compassionate Guide for Those Who Feel Overwhelmed By Janet Homann If you're reading this at 2 AM, unable to sleep because of financial worries, know that you're not alone. After 17 years of sitting...

#NCR2025 CS Clear Consumer Protection Debt Counselling Debt Help Debt Review Debt Solutions Financial Freedom Financial Wellness ITC Clearance Registered Debt Counsellor South Africa

Jul 31, 2025

Understanding Debt Review:

Understanding Debt Review:

A Heart for Truth in Financial Guidance. By Janet Homann At The CS Group, we've witnessed firsthand how financial struggles can weigh heavily on families and individuals. Over our 17 years of faithful...

#NCR2025 CS Clear Consumer Protection Debt Counselling Debt Help Debt Review Debt Solutions Financial Freedom Financial Wellness ITC Clearance Registered Debt Counsellor South Africa

Jul 30, 2025

Stay on Track This December

Stay on Track This December

December is a time for celebration, family, and giving. However, if you’re under debt review, it’s also crucial to stay committed to your financial obligations. Missing your debt review payment during...

Debt Review

Dec 10, 2024

Who Conducts Debt Counselling?

Who Conducts Debt Counselling?

Debt counselling is an essential service designed to assist individuals struggling with debt management. The process is conducted by a registered professional known as a Debt Counsellor (DC) . Let’s t...

Debt Counselling Debt Review Registered Debt Counsellor

Dec 5, 2024

What is Debt Counselling?

What is Debt Counselling?

Debt counselling, or debt review, is a formal debt relief mechanism introduced by South Africa's National Credit Act (NCA). Its primary goal is to assist individuals who are over-indebted—those whose ...

Debt Counselling Debt Relief Debt Review

Dec 4, 2024

The Ugly Truth About Debt Counselling

The Ugly Truth About Debt Counselling

Debt counselling can be a lifeline for individuals struggling to manage their finances, but it’s not always as straightforward as it seems. Many people search for answers about how debt counselling wo...

Debt Review Debt Review Removal

Oct 15, 2024

Understanding Why You Can't Cancel Debt Review Voluntarily and What to Do When a Creditor Terminates Your Account

Understanding Why You Can't Cancel Debt Review Voluntarily and What to Do When a Creditor Terminates Your Account

Debt review is like a helping hand for individuals struggling with heavy debt, offering legal protection and a clear path to financial recovery. However, some clients may feel confused about why they ...

Creditor Account Termination Debt Review Payment Distribution Agency (PDA)

Sep 6, 2024

Can I Change Debt Review Companies?

Bernidene Thieroff NCRDC 764

Can I Change Debt Review Companies?

If your current debt counsellor isn't working out, you have the right to switch to a new one. Many people aren't aware of this, but it's important to understand that you're not stuck with a counsellor...

Consumer Protection Debt Review Switching Debt Counsellors

Aug 31, 2024

Understanding Why Your Debt Review Payment May Increase

Understanding Why Your Debt Review Payment May Increase

What to Do When Your Debt Review Payment Increases Many individuals under debt review encounter this situation, and it can be concerning. However, there are valid reasons why your payment amount may h...

Debt Review Registered Debt Counsellor

Aug 27, 2024

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