Janet Homann Unlocking Financial Freedom with The CS Group Are you feeling overwhelmed by debt or struggling to achieve financial stability? At The CS Group , we understand the challenges that come with managing your finances. That’s why we offer comprehensiv... Dec 12, 2024 Our blog
Janet Homann Stay on Track This December December is a time for celebration, family, and giving. However, if you’re under debt review, it’s also crucial to stay committed to your financial obligations. Missing your debt review payment during... Debt Review Dec 10, 2024 Our blog
Janet Homann The Debt Counselling Process The Application Process Voluntary Application (Form 16): Consumers voluntarily initiate debt counselling by submitting a completed Form 16 along with necessary documentation to a registered Debt Couns... Debt Counselling Debt Review Dec 5, 2024 ITC Clearance
Janet Homann Who Conducts Debt Counselling? Debt counselling is an essential service designed to assist individuals struggling with debt management. The process is conducted by a registered professional known as a Debt Counsellor (DC) . Let’s t... Debt Counselling Debt Review Registered Debt Counsellor Dec 5, 2024 Our blog
Janet Homann What is Debt Counselling? Debt counselling, or debt review, is a formal debt relief mechanism introduced by South Africa's National Credit Act (NCA). Its primary goal is to assist individuals who are over-indebted—those whose ... Debt Counselling Debt Relief Debt Review Dec 4, 2024 Our blog
Janet Homann Understanding Debt Counselling Fee Structures If you're struggling with debt, you might have heard about debt counselling as a way to get back on track. But what does it cost, and what should you expect? Let's break down the Debt Counselling Fee ... Dec 3, 2024 Our blog
Janet Homann You can Pay Creditors Directly Without a PDA Paying your creditors directly instead of relying on a Payment Distribution Agent (PDA) is a path that many consider for better control and timely payments. However, it requires careful planning to av... Debt Counselling Payment Distribution Agency (PDA) Dec 3, 2024 Our blog
Janet Homann Black Friday Why Mindful Shopping Beats the Binge Black Friday is one of the most anticipated shopping events of the year. For weeks, advertisements flood our screens with promises of unbeatable deals, sparking a ... Avoid FOMO Mindful Spending Panic Buying Tips Nov 28, 2024 Our blog
Janet Homann The Importance of Reading and Understanding Every Document You Sign In an era where legal and financial commitments can profoundly affect your future, it’s essential to approach every document you sign with the utmost caution. Renee Marais, a contributor to the DEBT R... Consumer Protection Document Signing Tips Nov 27, 2024 ITC Clearance
Janet Homann Why the NCR Cannot Remove Debt Review Status and the Importance of a Registered Debt Counsellor The debt review process, which came into effect through legislation in 2007, is a valuable support system for many South Africans dealing with heavy debt burdens. While it offers hope, it can also lea... Clearance Certificate Debt Review ITC Clearance Nov 22, 2024 ITC Clearance
Janet Homann How to Recode Your Eskom Pre-Paid Meter Before the Deadline Eskom, South Africa's primary electricity supplier, has announced an essential update for pre-paid meter users. With a deadline of 24 November 2024 , all customers must recode their pre-paid meters to... Urgent Nov 21, 2024 Our blog
Janet Homann Points to Think About on Your Credit Record Credit Profile: A Reflection of Your Financial Past The Impact of Your Credit Score on Financial Opportunities How Payment History Shapes Your Credit Record Credit Utilization Ratio: Why It Matters Le... Fix Credit Report ITC Clearance Improve Credit Score Nov 12, 2024 ITC Clearance
